This should not be construed as a complaint (or a bug report), I'm still trying to understand these (operating system is Snow Leopard fully patched): 1. With PKard 1.1 installed, it seems that I cannot log onto my account if it's FileVault protected. I get something like 'account not available'. Removing the card and rebooting fixes that problem. 2. In Mail.app, if I get an email from someone whose Cert depends on a DoD Intermediate Cert that is not loaded in Keychain.app (e.g. CA-25), the message is marked as 'not trusted'. If I click on that box and tell Mail "always trust this cert", both Mail.app and Keychain.app hang. This generally messes up the machine sufficiently that a reboot is necessary. Has anyone else observed these? dave